2.96% Assumable FHA! Save $500+ on your monthly mortgage payment! Welcome to this nearly new, move in ready 4 bedroom, 2 bathroom home in Ruskins sought after community. Built in 2021, this 2,000 sq ft residence perfectly combines modern Florida living with thoughtful upgrades throughout. Enjoy beautiful pond views right from your screened and updated lanai, the ideal spot to unwind and take in peaceful sunsets. Inside, youll find an open concept layout filled with natural light, a chefs kitchen with upgraded finishes, and spacious bedrooms designed for comfort and versatility. Recent enhancements include gutters, a whole home water softener system, upgraded ceiling fans and light fixtures throughout, plus a garage upgraded with overhead storage racks and epoxy flooring for a clean, functional finish. Located just minutes from the Little Manatee River, Bay access, parks, schools, and top local dining, this home offers both tranquility and convenience. Dont miss your chance to call this modern Ruskin gem your own!